Janelle de Ruiter is a member of Hogan Lovells Amsterdam Corporate Group and specialises in financial regulatory law. With nearly a decade of experience, she advises Dutch and international companies, including banks, insurers, asset managers, investment funds and payment service providers, on a wide range of financial regulatory subjects. Her expertise covers, among others, the AIFMD, PSD2, Solvency II, the IRRD and integrity-related regulation such as AML and sanctions. Janelle combines in-depth knowledge of the regulatory landscape with practical experience, enabling her to guide clients through both day-to-day compliance challenges (such as licensing requirements, AML/KYC obligations and regulatory reporting) and strategic regulatory projects (including fund structuring, cross-border passporting and regulatory aspects of M&A transactions).